# Send a fix-and-flip or bridge deal

> To send a deal to Illinois Lender, a private money lender for real estate investors, complete the two-minute form: property address, price or current value, rehab budget, exit, loan type, and deals closed. Sending a deal is not a loan application and not a commitment to lend.

Canonical: https://www.illinoislender.com/send-a-deal/ · Last updated: 2026-10-31

## Send the deal

About two minutes. We reply by email or phone. The form is on this page at https://www.illinoislender.com/send-a-deal/ (and also on the homepage at https://www.illinoislender.com/#deal). All fields are required unless marked Optional.

**The deal**

- What's the loan for? Choose one: Fix and flip (purchase + rehab); Bridge purchase (buying, little or no rehab); Bridge refinance (replace existing debt); Cash-out (on a property you own); Not sure yet.
- Property address: street, city, state. Outside Illinois is fine.
- Purchase price or current value: the contract price if you're buying; your best estimate if you own it.

**The plan**

- Rehab budget: enter 0 if there's no work.
- After-repair value (ARV), optional: your estimate is fine.
- Your exit, which is how the loan gets paid off. Choose one: Sell; Refinance into a rental loan; Refinance, other; Other (tell us in the notes).
- Target closing date, optional: a date, or "per contract."

**Where we send the answer**

- Investment deals you've closed (flips, rentals, or other investment deals; "None yet" is a fine answer). Choose one: None yet; 1 to 3; 4 to 10; 10 or more.
- Name.
- Email. Replies come from applications@shprivatelenders.com.
- Phone, in case a question is easier to answer by phone.
- Anything else, optional: scope of work, what's owed if you're refinancing, anything unusual about the property.

The sender confirms with a checkbox that the loan is for business purposes on investment property, not a home they will live in.

The form doesn't ask for your Social Security number or any documents. Sending it isn't a loan application or a commitment to lend. We use what you send only to review the deal and reply. Privacy policy: https://www.illinoislender.com/privacy/

## What happens next

1. **We read it.** The property, the numbers, and your exit.
2. **We reply by email or phone.** You get proposed terms in writing (subject to underwriting), a no, or the questions we need answered.
3. **If you go ahead.** Underwriting and closing follow. See [how the loan process works](https://www.illinoislender.com/how-it-works/).

## Replies come from

applications@shprivatelenders.com

Add it to your contacts so the reply doesn't land in spam.

## Disclosures

Illinois Lender makes business-purpose loans secured by non-owner-occupied investment property. It does not make consumer loans or loans on a primary residence. Submitting a deal is not a loan application or a commitment to lend. All loans are subject to underwriting, property review, and approval. Terms, rates, and fees vary by deal and are provided in writing before closing. Illinois Lender does not publish rates, points, loan-to-value limits, or closing timelines.

More: https://www.illinoislender.com/llms.txt · Send a deal: https://www.illinoislender.com/send-a-deal/